By John Denis Haeger
Booklet by way of Haeger, John Denis
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Extra info for The Investment Frontier: New York Businessmen and the American West
Sample text
Several people and institutions merit special mention: Archie Motley of the Chicago Historical Society suggested many valuable research leads; the Baker Library at Harvard University granted me a Kress Fellowship to investigate the history of trust companies; John Cumming and William Miles of the Clarke Historical Library at Central Michigan University helped in the collection of primary sources and, over many years, shared in my enthusiasm for regional history; the Central Michigan University Creative Endeavors Committee provided funds for my frequent research trips and the University's Research Professor Program awarded me a semester's leave of absence to complete the manuscript's final draft; and Richard Williams, Secretary of the Economic History Association, has allowed me to use material in Chapters 1 and 2 which originally appeared Page xviii in the Journal of Economic History: 39 (March 1979): 259-273.
City bankers tried many devices to control the issues of country banks. Boston bankers were partially successful when they collected the notes of a particular bank, journeyed to its location in the interior, and presented the notes for redemption. If nothing else, the action made the country bankers more Page 10 circumspect in their note issues. 24 In an effort to guarantee the par value of country bank notes and to introduce regularity in commercial transactions, Bronson developed a plan to improve relations between country and city banks.
If the state were to regulate banks in an efficient manner, Hamilton argued, then it must stipulate that banks invest their capital stock in secure, long-term mortgages and government securities. Moreover, no bank, Hamilton said, should be allowed to issue notes in excess of its capital. 28 Isaac Bronson Page 11 elaborated the same ideas to the Safety Fund's principal legislative architect, Joshua Forman, in a correspondence extending over several months. The extent to which Bronson influenced Forman's final proposal cannot be determined, but certainly Forman listened attentively because he was then under consideration for the position of agent for the Bronsons' 400,000 acres of land in North Carolina.