By James Walsh

In actual fact explains the sensible ramifications of range legislation that have an effect on companies.

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Thus, not only do policy terms and condi- Page 12 tions vary from insurer to insurer, but even the name given to the various policies is not uniform. Common exclusions that limit EPL coverage Although policy language varies, the most significant provisions are common to virtually all EPL policies, at least in some form. Most EPL policies provide coverage for the three basic employment-related actions that can result in liabilitywrongful termination, discrimination and sexual harassment. A caveat: the definitions of key terms can vary significantly from policy to policy.

Conventional wisdom about what these changes mean has also shifted dramatically. I've been lucky to have a strong staff at Merritt Publishing to help me make sense of the chaos. We've developed a system that works well in researching and analyzing complicated statute and case studies. Luisa Beltran, Pat Sheppard, Tracy Lovik and Ericka Weeks have made the breadth and depth of research in this book possible. Jan King has helped shape it into a coherent argument. Ginger McKelvey has made sure it's gotten into print quickly and cleanly.

Big companies tended to avoid EPL insurance in its early forms. Because these cases hadn't involved huge damages, big companies could afford to absorb the risks directly. But, as discrimination lawsuits grew in volume and size in the early 1990s, EPL coverage has grown in popularity. Running scared The move of big employers toward EPL insurance reflects a general trend away from facing diversity issues directly. Many employers try evasive efforts like heavy use of temporary workers or employee leasing to avoid liability.

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Mastering diversity: managing for success under ADA & other by James Walsh
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